7 of the Funniest Things People Have Insured

By Vincent A Rogers

When you think of insurance what springs to mind? Insuring your car, home, pets, travel insurance or even your mobile phone? Sure these are all of your standard everyday things that you want, and in many cases need, to get insured, but it doesn’t end there. You can pretty much insure anything, depending if you can find an insurance company that will actually underwrite what it is that you want to insure.



I’m sure you’ve all heard of sportsmen and women getting their legs, feet, hands or arms insured for extortionate amounts, as well as singers getting their voice boxes insure in case anything happens to them. However, there really are some bizarre things that people have insured in the past. That’s why we’ve established a list of the 7 funniest things that people have insured. Funny, weird, bizarre, however you want to look at them, just take a look at what people have been paying protection on:



1.Alien Abduction



Straight in there with possibly the strangest insurance policy I think anyone can think of. A certain Captain Beaney decided to get himself insured against the threat of Alien Abduction in 2001. For a measly sum of £25 to £50 for the actually policy itself, the payout was well into its millions. We suspect though that small print would have stated the payout would be over the next couple of million years, this is outer space we’re talking about after all.



2.Death by Crab



The National Sealife Centre in Birmingham decided to take out a policy for its visitors against the threat of death and permanent disability caused by one of their attractions – the Japanese Giant Crab. The sum of the insurance was 1 million. We doubt there’s anything fishy going on here at all, it’s just better to make it a safer plaice – apologies for the fish puns.



3.Footballing Woes



In 2002 a diehard England football fan obtained an insurance policy protecting himself against severe physiological trauma as a result of England’s premature exist from the 2002 football World Cup held in Japan and South Korea. I’m sure there are plenty of football fans all over the world contemplating that policy right now as we speak.



4.Ghostly Goings-on



A hotel in Lowestoft, Suffolk called the Royal Falcon insured all of its staff and guests against death and disability caused by the resident poltergeist and other paranormal activity they had been experiencing. Despite the assurance of insurance, the next time you’re in Lowestoft I’m sure you’ll have second thoughts staying there.



5.It’s not a laughing matter



In 2001, comedian Rich Hall insured himself against permanent loss of humour. Now if you can find an insurer who will pay out the £1 million that Rich was insured for, we hope you won’t be joking. We like the way he was insured for permanent loss of humour as opposed to temporary loss; preventing any would-be comedian from seeking out payment if they had a bad gig or too. I’m sure the insurer wouldn’t be laughing.



6.Speech Loss Protection



James Whale is a well known British radio and television host and in 1998 he opted to insure his tongue for fear that he would lose his voice. The sum was for £1 million. Whale was known for his aggressive presenting style and would often hang up on callers that he disagreed with; we bet that any offended listeners wouldn’t care too much if his voice were to ever go.



7.Christmas Cover



Andrew Areoff managed to secure an insurance policy in 2001 against “naff Christmas presents”. His policy cost him all of £500, and can claim up to £1 million if necessary. That’s the last time his wife ever buys him the statutory Christmas jumper.



About the Author: This article was produced by Vincent Rogers, writing of behalf of mobile phone insurance provider insurance2go .



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